What we offer …
Benefits Of Our Buy Here Pay Here Indianapolis, IN Dealer In–House Financing
If you are looking for a nearby car dealer who offers BHPH financing, Ray Skillman Northeast Buick GMC are the kings of Buy Here Pay Here in Indianapolis, IN!
Buy Here Pay Here (BHPH) financing means that you arrange a loan with us and make payments at our dealership. You car is purchased through our in-house financing versus through a third party, such as a bank.
* A chance to re-establish your credit (we report to the credit bureau)
* A short term loan so that you can own your vehicle quickly and save tons of money on finance charges
* Free oil changes for the life of your loan
* A quality DEPENDABLE Pre owned vehicle that has been meticulously inspected and serviced
Call Today! 888-213-3707
Why US ...
Bad things happen to good people all the time. As part of our effort to be the
buy here pay here dealer Indiana residents can count on, we want to be the stepping stone to help you get back on your feet and into a dependable vehicle. Ray Skillman Northeast Buick GMC has decided to loan money to good people, who deserve that second chance when other dealerships or banks will not. We also help hundreds of customers who have started over due to a recent bankruptcy.
The Vehicles …
Most of our vehicles are locally owned trade-ins that have been sent through a rigorous inspection process. So you have a car/truck/van that gives you the peace of mind that other Indianapolis buy here pay here lots simply cannot offer.
The Interview …
Buy Here Pay Here Indianapolis, Indiana Loan Process
You can apply right here. Just complete our simple Buy Here Pay Here Application online. After you complete the attached credit application, one of our Buy Here Pay Here Indianapolis, Indiana Specialists will call you and set up a time for you to come in for the interview process. We take the time to know you and work together to come up with a payment plan that fits into your budget and gives you the opportunity to buy a quality pre-owned car, truck or SUV. Our interview process is important because so many lending institutions just look at the credit scores. This does not always tell the real story about a person and we have a responsibility to our customers to hear the story from you.
“Bad things do happen; how I respond to them defines my character and the quality of my life.” (Walter Anderson)
The Loan …
At Ray Skillman Northeast Buick GMC we try to keep our loans short term; for example, two years or less. Every now and then exceptions are made and we will stretch a loan out past two years, however it must fit into your budget. We have found two year loans seem to work best for our customers. After paying on time for just two short years or less you should be back on track and impart to our reporting to the credit bureaus, be able to secure financing with a conventional bank.
In Closing …
We would like to thank you for your interest in Ray Skillman Northeast Buick GMC In-house finance program. You will find that our reputation and our commitment to service along with our commitment to our local communities go unmatched. We will work with you to get you into a quality pre-owned vehicle and we will treat you with kindness and respect every step of the way.

Kevin Barton, BHPH Manager
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Jim Schofield, BHPH Sales
Email Jim
We Want to be Your Buy Here Pay Here Indianapolis, Indiana Auto Dealer
Ray Skillman Northeast Buick GMC wants to help hardworking people like you: good people, who like many of us, have had some financial problems, but need a vehicle to work and support your family. When other Indianapolis, Indiana dealerships or banks will not help you, Ray Skillman will give you a second chance and treat you with the respect you deserve. We are the Buy Here Pay Here Indianapolis, IN dealership you can turn to, in your time of need.
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